Your Local Partner for Restaurant, Bar & Nightclub Insurance

 At Southernmost Insurance, we specialize in meeting the unique insurance needs of restaurant, bar, and nightclub owners throughout the Keys. Our personalized approach ensures that we thoroughly review your business while helping you save money.

Why Choose Us?

• A-Rated Carriers: We have access to the finest A-rated insurance carriers in the industry. Your business deserves the best protection & competitive pricing.
• Risk Management: Restaurants face a myriad of risks daily. Whether it’s liability, property damage, or other challenges, we’ve got you covered.
• Liquor Liability Insurance: If you serve alcohol, you’re at a higher risk of facing lawsuits. Our specialized coverage protects your business from alcohol-related incidents.
• Market Access: As an independent insurance agency, we have access to products from multiple carriers. This advantage benefits you, especially if you want to compare quotes.
• Local Business: We take great pride in helping our community members and local businesses understand and manage the complexities of the insurance landscape in Monroe County and Key West.