Personal Insurance

Your home is one of your most important assets! At Southernmost Insurance, we will make sure your home and belongings are covered in emergency situations.

Maintaining the appropriate amount of automobile insurance is necessary to protect yourself from liability. We can provide the right plan for you to cover your automotive needs!

 Golf carts and low speed vehicles (LSVs) are growing in popularity for regular street use here in Key West because they are convenient, relatively easy to operate, and versatile. We can help you with insurance coverage to meet the requirements of the FLHSMV(DMV). 

 Most general homeowner and business insurance policies do not cover damages associated with a flooding. We can provide you with the right plan to make sure you are protected in the case of a flood. 

We provide quality condominium owners insurance, so you can rest assured that you are protected in the event of a loss.

Umbrella insurance is extra liability insurance that protects you from lawsuits and claims once your basic liability coverage has been exhausted. Ultimate coverage!

We have the ability to write coverage for Annual and Vacation rental properties.