Business Insurance

General Liability insurance helps protect your business from claims involving bodily injury, property damage, and legal expenses. We work with trusted carriers to ensure your Key West business has the right protection in place — so you can focus on running your business with confidence.  

Property insurance helps protect your building, equipment, and business personal property from losses like fire, wind, theft, and other covered events. We’ll help you secure the right protection for your Key West property — with coverage designed for coastal exposures and the realities of doing business in the Florida Keys. 

Umbrella insurance can provide you the comfort of extra coverage once you are above your primary liability policy.

We help HOA and condo associations in Key West and the Lower Florida Keys secure the right coverage for property, liability, wind, flood, and board protection. With local expertise and trusted carriers, we make protecting your community simple and straightforward. 

A common natural disaster, yet many general insurance policies do not cover flooding. We can provide coverage for when you need it most!

Workers’ Compensation is an essential safeguard for any business owner. It helps protect your employees if they’re injured on the job while also protecting your business from costly claims. The right policy can cover medical care, lost wages, and even legal expenses — giving everyone peace of mind when it matters most. 

Bars & Restaurants face a myriad of risks daily. Whether its liability, property damage or other challenges, we have you covered!

From 6-pack fishing charters and commercial fishing vessels to Airbnb and short-term rentals — we have coverage tailored to fit your needs here in the Keys.