Meet your Agent!

Welcome! I'm Heather L Keller, a Senior Account Executive and Licensed Insurance Agent at Southernmost Insurance Agency. For more than 25 years, I've specialized in helping businesses protect what they've worked hard to build through customized commercial insurance solutions. From restaurants, bars, and hotels to contractors, marinas, condominium associations, nonprofits, and professional offices, I work with business owners throughout the Florida Keys to develop insurance programs tailored to their unique operations.

While my primary focus is commercial insurance, I also assist clients with personal insurance needs, including homeowners, flood, condominium, auto, and umbrella coverage, ensuring families receive the same trusted guidance and personalized service.

Originally from the Eastern Shore of Maryland, my husband, Mike, and I made the move to the Marathon, FL following Hurricane Irma in 2017. What began as a new chapter quickly became home, and today we're proud to be part of the incredible Key West community. Along with our French Bulldogs, Charleigh and Dexter, we enjoy everything island life has to offer.

As a local insurance professional, I understand the unique risks and opportunities of living and doing business in the Florida Keys. My goal is to build long-term relationships by providing knowledgeable advice, responsive service, and insurance solutions that give my clients confidence and peace of mind.

I look forward to the opportunity to earn your trust and help protect what matters most.

Contact me directly:
(305) 296-7210
Or simply click the Contact Me button below to get started.